Section 70 of TPA : Section 70: Accession To Mortgaged Property

Explanation using Example

Imagine a person, John, who owns a piece of agricultural land and decides to take a loan from a bank. He uses his land as collateral to secure the mortgage. After the mortgage agreement is signed, due to natural causes, the land benefits from the sediment deposited by a nearby river, which increases its overall area and value. According to Section 70 of The Transfer of Property Act, 1882, the bank would have a claim over this additional land as part of the security for the loan, unless there was a previous agreement stating otherwise.