Section 75A of NIA : Section 75A: Excuse For Delay In Presentment For Acceptance Or Payment

Explanation using Example

Imagine John holds a cheque that he needs to present for payment within a specified timeframe. However, a sudden and severe flood hits his town, disrupting all forms of transportation and communication. This natural disaster prevents John from presenting the cheque on time. Under Section 75A of The Negotiable Instruments Act, 1881, the delay caused by the flood is excused because it's beyond John's control and not due to his negligence. Once the flood recedes and normalcy is restored, John must then present the cheque for payment within a reasonable period.