Section 152 of MVA : Section 152: Duty To Give Information As To Insurance

Explanation using Example

Example of Section 152 of The Motor Vehicles Act, 1988 in Use:

Imagine a scenario where John is involved in a car accident with Alice. Alice's car is damaged, and she believes John is at fault. Alice decides to make a claim against John for the damages to her car. According to Section 152 of The Motor Vehicles Act, 1988, John has a duty to inform Alice whether he was insured at the time of the accident.

When Alice requests this information, John must not refuse to disclose whether he had a valid insurance policy covering the liability from the accident. If John was insured, he must provide Alice with the necessary details of his insurance policy, as would have been outlined in his insurance certificate.

If John refuses to provide this information or if he attempts to hide the details of his insurance policy, he would be violating the provisions of Section 152. As per the law, John's duty extends to allowing Alice to inspect and take copies of relevant insurance documents, such as the insurance contract and premium receipts, if she so requests.