Rule 48 of CPC : Rule 48: Attachment of salary or allowances of servant of the Government or railway company or local authority.

Explanation using Example

Example 1:

Rajesh, a government school teacher in Maharashtra, has an outstanding debt of ₹2,00,000 owed to a private lender. The lender obtains a court decree to recover the amount. The court orders the attachment of Rajesh's salary. The court directs the disbursing officer of the school to withhold ₹10,000 from Rajesh's monthly salary and remit it to the court until the debt is fully paid. The disbursing officer complies with the court order and starts deducting ₹10,000 from Rajesh's salary every month and sends it to the court.

Example 2:

Suman, an engineer working for Indian Railways, has an unpaid loan of ₹5,00,000 from a bank. The bank gets a court order to recover the amount. The court orders the attachment of Suman's salary. The court instructs the railway's disbursing officer to withhold ₹20,000 from Suman's monthly salary and remit it to the court. The disbursing officer receives the court order and starts deducting ₹20,000 from Suman's salary each month and sends it to the court.

Example 3:

Anil, an employee of a municipal corporation in Delhi, owes ₹1,50,000 to a credit card company. The company secures a court decree to recover the amount. The court orders the attachment of Anil's salary. The court directs the municipal corporation's disbursing officer to withhold ₹5,000 from Anil's monthly salary and remit it to the court. The disbursing officer follows the court order and deducts ₹5,000 from Anil's salary every month and sends it to the court.

Example 4:

Priya, a manager at a state-owned enterprise in Karnataka, has an outstanding personal loan of ₹3,00,000. The lender obtains a court decree to recover the amount. The court orders the attachment of Priya's salary. The court instructs the enterprise's disbursing officer to withhold ₹15,000 from Priya's monthly salary and remit it to the court. The disbursing officer complies with the court order and starts deducting ₹15,000 from Priya's salary each month and sends it to the court.

Example 5:

Vikram, a clerk in a government office in Tamil Nadu, has an unpaid debt of ₹50,000 to a local moneylender. The moneylender gets a court order to recover the amount. The court orders the attachment of Vikram's salary. The court directs the disbursing officer of the government office to withhold ₹2,000 from Vikram's monthly salary and remit it to the court. The disbursing officer receives the court order and starts deducting ₹2,000 from Vikram's salary every month and sends it to the court.